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I encountered this immature swimming around in late September, after it seemed the rest of the adults had migrated. In mid-October it (or another) seemed to still be resident on the lake - we heard the plaintif calls and could at times see it in the distance as we kayaked around. A bald eagle has been a common visitor soaring over the lake; we wonder if this immature fell prey, or managed to make the migration on its own.
In September 2017 they took to paddling past our dock in formation while I built the gazebo.